Mobile Cards
Digital / mobile card – virtual EMV card¹, created with HCE² technology. This is a secure container in a smartphone, which is a complete analogue of a physical EMV card. The mobile card supports the creation and personalization of multiple instances (billing, PPSE, non-financial, ID, etc.).

Benefits of digital / mobile cards:
  • Instant personalization;
  • Minimum release costs;
  • Ease of use;
  • Ease of integration and content management;
  • The ability to store in a digital card: biometric descriptors, photo, identifiers and user documents;
  • The ability to use a digital card to generate dynamic QR codes;
  • The ability to use cryptography on elliptic curves.

Proposed solutions for the issuance, storage and protection of digital cards:

  • Ready mobile application — SLS Wallet;
  • Mobile Card Lib — Android-Java library for integrating a digital card into the Customer's mobile application.
A digital / mobile card, like a physical card, can have the following areas of application: ACS³, corporate logon, library card, electronic passport, trade union card, digital signature, food accounting, release of inventory items, vending and any other services, implying the use of the card as a means of identification and user authentication.

¹EMV (Europay + MasterCard + VISA) — International standard for bank card transactions with a chip. This standard was originally developed jointly by Europay, MasterCard and Visa to improve the security of financial transactions.
²HCE (Host-based Card Emulation) — Technology for making contactless payments from smartphones running the Android operating system.
³ACS (Access Control System) — An engineering and technical network of devices that allows equipping an automated checkpoint in protected areas.
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